Buyer Tools
Your cash to close, before the offer.
The number most buyers don't see until 72 hours before closing. Type your numbers, download a branded PDF, and walk into the deal knowing exactly what you'll wire.
Purchase & financing
For the PDF (optional)
Estimated cash to close
$343,104
Down payment $300,000 + closing costs $43,104
Closing costs
Loan origination (0.75%)$9,000.00
Appraisal$550.00
Credit report$50.00
Owner's title insurance$6,325.00
Lender's title insurance$250.00
Title search & settlement$350.00
Survey$450.00
Inspection$500.00
Recording fees$150.00
Doc stamps on note ($0.35/$100)$4,200.00
Intangible tax on mortgage (0.20%)$2,400.00
Prepaid property taxes (6 mo)$8,250.00
Prepaid insurance (12 mo)$6,000.00
Prepaid interest (~15 days)$3,328.77
HOA estoppel$300.00
Attorney (optional)$1,000.00
Total closing costs$43,104
Estimated monthly payment
Principal & interest (6.75%, 30 yr)$7,783 / mo
Property tax$1,375 / mo
Homeowner's insurance$500 / mo
HOA$250 / mo
Total monthly$9,908 / mo
Estimates only. Your lender's Loan Estimate and the title company's closing disclosure will be definitive. Assumes Orange County FL conventional loan, 1.1% tax rate, 0.4% homeowner's insurance.
Next step
Want a lender-specific version?
This estimate is a starting point. Your lender's Loan Estimate and the title company's closing disclosure will be definitive. Ryan works with a trusted bench of lenders and can help you compare actual offers side-by-side.